Close to 20

Remove the face cards from a deck of cards. Deal 3 cards to each player. Which two cards brings you closest to 10? Which player is closest to 10? Example: You turn over the cards 5, 4, 3 and your opponent turns over an Ace, 8, and 3. You can make 9 (5 and 4) and your opponent can make 9 (Ace and 8) or 11 (8 and 3). It’s a tie since you are both 1 away from 10!